Non-Delegated Turn Times

Our target Review Times for Non-Delegated are:

Initial Underwriting Reviews: 48-72 hours  |  Condition Reviews: 24-48 hours
Closed Loan Delivery to Purchase Conditions: 48-72 hours
Review times are subject to change based on volume and capacity.  Our actual Review Times as of today’s date can be viewed below.

CONVENTIONAL

AS OF 4/26/2024

Review Type

Currently Working Loans From

Initial Review – Purchase 4/23/2024
Initial Review – Refinance 4/25/2024
Underwriting Conditions 4/24/2024
Closed Loan Delivered to Conditions Released 4/24/2024

FHA / VA

AS OF 4/26/2024

Review Type

Currently Working Loans From

Initial Review – Purchase 4/24/2024
Initial Review – Refinance 4/25/2024
Underwriting Conditions 4/24/2024
Closed Loan Delivered to Conditions Released 4/24/2024

Files and Conditions will be considered received on the day they are successfully uploaded to the Correspondent Connect portal and:

1. File is complete; if the file is considered incomplete, it will be considered received on the day it becomes complete

2. Files and Conditions must be received by 2 pm PST; files received after 2 pm PST will be considered received on the next business day

3. Closed Loan File Delivered to Conditions Released is based on the prior week advantage that is updated weekly

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