The AmeriHome Community Reinvestment Act (CRA) Partnership
AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company, partners with banks to help them meet Community Reinvestment Act (CRA) obligations through the sale of residential mortgage loans or securities backed by residential mortgages.
As one of the country’s most active sellers of CRA loans, AmeriHome views every trade as an opportunity to
build a long-term relationship and earn your trust through fair dealing and the use of industry-best trade practices.
AmeriHome is well positioned to help you achieve your CRA goals
- AmeriHome is one of the nation’s largest
aggregators with over $4 billion average
monthly loan volume and a
national footprint.*- Each week we put out a CRA offering
containing, on average, 1,200 units located
throughout the country.- As a top mortgage correspondent with an
scaled purchase platform, we have the
unique ability to source loans from scarce
assessment areas for our customers.- Our flexible origination platform, short
funding timelines, and broad geographical
reach allows AmeriHome to partner with our
bank customers to seek out and find loans to
satisfy needs in hard-to-source areas.- AmeriHome, as a wholly owned subsidiary
of Western Alliance Bank, is a very well
capitalized entity. Our financial strength
helps to smooth the counterparty approval
process.
Our CRA Commitment
We understand that our bank partners have
unique needs and operational processes. We are
committed to working with you to ensure that your goals are met in a manner that reduces operational friction wherever possible.We strive to make the transaction documentation
process easy for our trading partners by using
industry standard and widely adopted form
agreements as the basis for trades.AmeriHome can aggregate loans for you to
ensure your trade reaches a sufficient size to limit
transaction management friction.We can help streamline work for you by
customizing our weekly offering tape to fit your
specific assessment area needs, census tract and
borrower characteristics, and collateral credit
overlays.We can accommodate every type of CRA
transaction including whole loan, whole loan to
securitization, and CUSIP, to name a few. We are
happy to customize transactions to fit your needs.
We can sell loans either servicing released or
retained.